Deal Readiness / 01
The first ten minutes of a real estate deal review
Learn what a capital desk checks first: basis, budget, requested leverage, sponsor strength, timing, and a supportable exit.
Read field noteRAMM Field Notes
Make the file stronger before the clock starts.
Practical, standalone guides for packaging, structuring, and stress-testing a financing request. Each field note answers a question that commonly changes the first underwriting read.
Loan Structure / 02
Choose the exit before you choose the debt
Work backward from a realistic sale or refinance to select bridge, construction, renovation, or permanent rental financing.
Read field noteConstruction / 03
A construction budget that can survive underwriting
Build a lender-ready construction budget with verifiable line items, soft costs, contingency, carry, schedule logic, and draw support.
Read field noteSponsor Strength / 04
Liquidity, reserves, and why lenders ask
Understand how closing equity, post-close liquidity, reserves, and capital committed to other projects affect real estate underwriting.
Read field noteConstruction / 05
How construction draws work
Understand construction draw schedules, inspections, reimbursement, lien documentation, budget controls, and working-capital planning.
Read field noteExit Analysis / 06
Stress-test the refinance and the sale
Stress-test real estate exit strategies against lower value, higher rates, slower rent-up, added carry, and longer disposition timelines.
Read field noteThese notes are general educational information, not legal, tax, investment, or lending advice. Program requirements and credit decisions depend on the complete transaction and applicable capital source.
Bring Us the Scenario
Apply the framework to the actual file
Send the basis, budget, sponsor profile, requested structure, timing, and exit. Preliminary review typically begins within one business day when the scenario is complete.
Submitting a request does not create a loan commitment. Terms are indicative until underwriting, diligence, documentation, and credit approval are complete.