Deal Preparation
How to Prepare a Real Estate Deal for Private-Lender Review
The documents, financials, project detail, and exit strategy a private lender actually reads first — and what a thin package costs you in time.
Ramm Capital Insights
Guidance for Better Real Estate Financing Decisions
Practical notes on private lending, deal structuring, construction financing, DSCR loans, bridge capital, commercial real estate, and how to present a stronger financing request.
Loan Strategy
Bridge Loans vs. DSCR Loans: Choosing the Right Structure
How bridge and DSCR debt differ in underwriting, cost, and timeline — and which one fits an acquisition, a renovation, or a long-term rental hold.
Construction Finance
What Developers Should Include in a Ground-Up Construction Package
Plans, budgets, permits, sponsor experience, liquidity, and schedule — how each one moves leverage and pricing on a construction request.
Underwriting
Liquidity, Reserves, and Why Lenders Keep Asking
What post-close liquidity actually signals to an underwriter, and how reserve requirements shift by program and leverage.
Construction Finance
Draw Schedules: How Construction Money Actually Reaches the Job
Inspection cadence, funding lag, and the budget-line discipline that keeps a build from stalling between draws.
Loan Strategy
Exit Strategy: Refinance or Sale, and When to Commit
The takeout assumption is underwritten as hard as the acquisition. Here is how to stress-test yours before you submit.
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Have a Transaction to Finance?
Submit the property and financing details for a preliminary review.
Submitting a request does not create a loan commitment. Terms are indicative until underwriting, diligence, documentation, and credit approval are complete.